DEMBINSKAITE, V.; GAAR, E.; NIKITINA, T.; SCHIERECK, D. Multipliers of Financial Literacy in Germany and Russia?. Journal of Accounting and Finance, [S. l.], v. 20, n. 8, 2020. Disponível em: http://articlearchives.co/index.php/JAF/article/view/274. Acesso em: 11 jan. 2026.