Dunn, J., Castleberry, C., Massey, S., Crider, P., Beuoy, A. and Zarzecki, L. (2019) “Technology and Small Business Lending: A Case Study”, Journal of Accounting and Finance, 19(3). Available at: http://articlearchives.co/index.php/JAF/article/view/407 (Accessed: 12 January 2026).