REIMERS, H.-E.; SCHNEIDER, F.; SEITZ, F. Payment Innovations, the Shadow Economy and Cash Demand of Households in Euro Area Countries. Journal of Applied Business and Economics, [S. l.], v. 23, n. 3, 2021. Disponível em: https://articlearchives.co/index.php/JABE/article/view/2255. Acesso em: 11 oct. 2025.