HACKNEY, D. D.; FRIESNER, D. L. The Impact of the COVID-19 Pandemic on Consumer Bankruptcies. Journal of Applied Business and Economics, [S. l.], v. 23, n. 6, 2021. Disponível em: https://articlearchives.co/index.php/JABE/article/view/5078. Acesso em: 21 nov. 2025.