ASARE, E. K.; NKETIA, J.; BELDONA, S.; WYSONG, S. The Role of Culture on SME Access to Credit: Implications for Developing Nations. Journal of Accounting and Finance, [S. l.], v. 21, n. 5, 2021. Disponível em: https://articlearchives.co/index.php/JAF/article/view/358. Acesso em: 12 oct. 2025.